Lionheart Captial Products

Products

Risk Mitigation Program

Investors in Venture Capital Funds, Oil Exploration Funds, Film Development Funds and other early-stage higher risk investment opportunities can completely collateralize their principal through LCI’s risk hedging strategies utilizing life settlement policies:

Transaction Example

Investor escrows $10 MM
$2.5 MM buys policies with a $10 MM face value
$7.5 MM invests in risk equity
Investor pays premiums annually at 2-3% per annum
Entire $10 MM is collateralized
No requirement to hold policies for term
Strong secondary market allows for liquidity in 60-90 days
Once investment is performing, policies can be sold at a profit
IRR on policy cost = 11-18% plus if held for term

In addition to working with fund organizers and managers, LCI works on individual corporate finance transactions to assist entrepreneurs and management teams in securing the capital they need.

LCI will acquire individual policies or pools of policies customized and structured to meet specific investment criteria in order to protect an investor’s risk capital.

Long Term Investments

LCI can provide investors with the highest quality life settlement investments. These investment grade instruments typically have LE’s (“Life Expectancy”) of up to ten years. Every policy has gone through a rigorous due diligence process. Investors can achieve IRRs in excess of 12% per annum as a result of the bell curve that occurs when individual policies within a pool, mature at an earlier LE than projected. Life Industry Actuarial Tables predict actual LEs within 98% accuracy.

Long term investments in life settlements when compared with other fully secure investments are a very attractive option in a portfolio diversification strategy.

Municipal Finance

The manner of financing municipal infrastructure and capital projects can be completely restructured by utilizing the LSP's. This can save cities and school districts enormous amounts of money over traditional financial models by effecting the early payback of funds. To learn more about these programs please contact us.

Leveraging Existing or Acquired Portfolios of LSPs

LCI is currently establishing various loan products that can allow existing or future holders of these policies to better leverage and access the value of their actuarial LE and Face Value (maturity future value) by borrowing against them without giving up ownership of the policies. LCI’s past experience in the corporate debt arena is combined with the use of portfolios of LSPs to extend credit and create attractive alternative financial collateral.

View the Lionheart Capital PowerPoint Presentation (in PDF) to learn more